The Reserve Bank of India (RBI) has criticised the promoters of large companies, saying they take undue advantage of banks’ fear of recognising a loan as a non-performing asset (NPA).
“Some large promoters take advantage of bankers’ fears about assets turning non-performing to extract unwarranted concessions, without any sacrifice in the value of their stake,” said RBI in its annual report.

Source - http://www.business-standard.com